Concerned About Inflation? Put More Money Down.

In periods of inflation, as we are experiencing now, one of the best things you can do is invest your cash into assets.

Real estate is one of those assets.

Your home, aka "primary residence", is one of those assets.

And if you're like many who are worried about what the short term value of the asset could be (say, less than 10 years), one way you can still confidently invest is to put more money down at the start.

So, if you are buying a home - whether it's your primary residence or not - rather than put 5% down, put 10% or, better, 20% down. That way, you have equity already in the home. Think of it like a buffer in case there is a temporary dip in market values.

(PS - When you purchase an investment property you must put at least 20% down.)

Honestly folks, if there's one thing you can hang your hat on it's this:
In the long run (bearing you maintain the property and are investing in appropriate markets like metro areas), real estate always appreciates.

(Of course there are outlier events, so learn about where you are choosing to buy.)

Ready to chat?

Nicole Darbaz, REALTOR®
Your Trusted, St. John’s Metro, Real Estate Expert
Darbaz Real Estate Group
Keller Williams Platinum Realty
709-691-1373
NicoleDarbaz@kw.com
MLS®